Though paytm is considered to be the best in apps nowadays since the demonetization established in our country. Paytm is now highly used in moreorless every place but every rising legend have some pros and cons. And such pros and cons for paytm I have observed:-
Pros
1 will always pay on time. It is time durable.
Looks like even paytm knows the value of time!
2 Possibly Used in major cities mostly in every street.
Cons
1 Possibly cannot be used in every street of India.
2 Also, you pay them some amount while transferring your
funds to the specific bank account particularly according
to the bank associated with the account.