Hi everyone , I am using paytm from last 1 year and I usally use this to recharge my phone , to book Cabs, to pay electricity bills and also for online shopping sometimes . It is very quick and very reliable. Today almost every store accept paytm. Even you can transfer paytm money to other accounts as well , which also helps many times. It is a must app for everyone , very easy to use and very reliable. Best thing is that you can get cashback on almost everything. Thanks.