Remember those days the demonetization days. No one will forget ever. Situations like that actually Make mad anyone .we have money but unfortunately we can’t use it on time. Horrible.I learned more suffered enough so not anymore No one is perfect like that nothing is great I am not a fan of Paytm just a customer a satisfied customer yeah I mean it. I am using Paytm service from its beginning I am happy with their service exspecially with recharge. man I believe that they have a secret algorithm for instant recharge. In my experience no error or no lags. And the cashback schemes are awesome not much but fair enough.