Paytm is the best application where we can do many things like recharges, payment of bill, shopping etc.this application is very reliable.it is the best mean for money transfer .we do not need to go to bank for cash.it saves our time.first we started only for mobile recharge but now most of the payment are paying by paytm.it also provides cash back offer .best thing is that it also works very good in 2G service. No need high internet spped