Paytm wallet is very useful in daily life. I am using paytm from last 3 years and found its very useful in daily life. Is save my life during demonetisation. When our PM announced that old currency will not be valid after 8 november then at that time every one was suffering from cash problem. People were having money in their bank accounts but was unable to use and unable to buy food or daily needs. At that time paytm had played very important role in people lives and save them very well. Everyone had started using paytm and for this paytm does not charge single paisa.