As paytm is a app which is used in a anroid phone as well as pc nd smartphones. In this app we can buy anthing or we can send money from bank as well as paytm wallet. But there us a disadvantage for this app as when we buy some product though this app. But when we see after buying it is not good as shown om the site.its delivery time is good as they tells us on site but coustomer service is not so good and for reliability it is also good.Now a days when we send money to any bank account it doen’t charge any amount which is good. And from this app we can recharge, pay bill, Dth or so many more thing . So I think this is a good app for everyone.I also use this app for the bank transaction as well as recharge.