I use paytm for mobile recharge and online shopping.For recharge, it is the best .For unsuccessful recharge paytm refund imediately without complaint.paytm is best for trust.I never lost money with this recharge portal.
Paytm is also best for shopping.They delivered my all shopped product in time .Best part of shopping, All product that they sent are original but discount in price comparison with market price.But I never return any product so I have no knowledge about their return polices.
In case of dress material, they sent product that made with thin materials.