Paytm is a china payment bank operated in india .The major product is Paytm App. Paytm faced many problems in india because of their lack clarified customer policy. In my experience paytm good for payment and reaching of prepaid mobile phones. The recent days Paytm update their user policy and apply KYC verification for their transaction if your KYC is not completed you cannot transfer yours Paytm balance to Bank account.Paytm charge small amount of commission for large amount of settlement. Paytm also give Hot offers for their users .Now Paytm become the first Payment application in india.
Paytm account can be linked with our upi account these makes payment very fast and secure.I love these application and also recommend this . Friends also remember one thing Paytm is China company beware of them so use Paytm for small payments avoid large transactions.
Pros
User-friendly interface
Supprt Indian regional language
Secure transection
Cons
Poor customer Service
Slow loading
Slow delivery
TransactionCharge