Paytm is very usefull app. Now adays almost all shopkeepers use paytm and it is a good thing for costomers because they dont need to carry money at anytime that helpfull for peaple who are always traveling and busy because they dont need any worry about money . They just use paytm for any cashless transaction . Paytm helps you also for online shopping . Costomer service are good. Product quality are average not so bad. But the delivery of paytm are slow as compaired to other e commers websight.i like there app/websight user interphase look profesional and creative. One thing is so reliable with paytm because they allows you to pay money anytime anywhere.