Hello I m a b tech student from Jaipur.i will share my personal experience of paytm.Now a days this paytm application has become very famous, after the ban of 500&1000 rupees.Paytm is good application for mobile data chargeing and all.We can also pay CASHLESS to anybody.But the main con of this application is the shopping department.They will raise the price of product by 20% of mrf and then give as an offer of 15%cashback.At loss is ours, we buy thinking of cashback.so I request people buying online that you should cross check the product before buying.Thankx