These review is posted because of the experiences that I had with Paytm. I am frequent online business buyer. I always looks for products that are feasible for me. When I need a product I will look for that in all the online sites. So I usually checks in Paytm also. Once when I looked for one wallet I found one interesting wallet in Paytm which is for a low cost. So I just brought it and I got it in my hand at the right time. The cost of that wallet was only ₹49 and I thought that there will be some damages for that. But the wallet which I got was perfectly ok and it was a fresh piece. I am still using that wallet for the past 1 year. I think that Paytm is providing good offers in all the categories. I have no other opinions about Paytm. Initially I used Paytm for taking money from one account and transferring it to my account. If both the accounts are having upi formats then we can transfer money in that way. But if the account holders doesnot have upi methods then we can go for Paytm tranfering. The money is added to the Paytm wallet and then to the receiver. But now they have initiated charges for transferring money in that way. Which is considered as one of the negative remark of Paytm. I am using Paytm Wallets for payment in many shops and even in autorickshaws. So it will benefitted if the people who doesn’t have money in their hand. They can transfer the amount through Paytm. For shopping also Paytm gives a huge gateway. Delivery date is accurate and customer service is also perfect.i have no complaints about the products that are delivered and marketed by Paytm.