Paytm is a good app.i am using for 10 month for paytm app.not charge cash transfer.cash transfer 1 minit suscesffull.my favarote app is paytm 100 geniue.my bank details add paytm 100 protection.not hacking paytm accound for hackers.all recharge available for paytm dth recharge etc.very very good app paytm