Paytm is one of the best n convinent app for shopping as well as money transfer its fun to use paytm n it also works as ourr baank which is the best part of the aap, you. Dont have ccash in hand now a days n nither you neet to liok for atm to take our cash it is very easy to use aap, you also get genuan products on paytm so there is no risk n also your money is safe there, I feel free to use paytm hope you will feel the same