I used to do shopping through my credit card earlier and was not a big fan of Pay TM at all.Post demonetisation drive by goverment of India on 8th Nov, thought of let me download this application and start using the same.This is not only me, i have found all the vegetables venors on the road side had also started using the Pay TM.It was so convenient doing shopping daily needs.Really this kind of technology is wonderful who can help the commom man like me to go digitised.
Only disconnect that I have found is that vendors used to say that they can not accept Pay TM once their cash acceptance limi touches 25000.
However, this has been an wonderful convenint way to use this application and trust more and more people would start using the same and help the society to go digitised way.
Its also equally true, couple of vendors do not use this as their entire money will get counted and they need to pay taxes on their income due to which they demand cash as well.
At last, More and more branded products need to be avalable in PayTM site so that everyone can purchase the same.