Before launchig the paytm app, I usually got much problem for money transferring and receiving online but this is the best app for money dealing with others and shopping is much easier than before. Now I really hate to hear the name of bank because I think that there is so much easy way to make our work instantly which could be done with bank with much wasting of time. Therefore I think thay paytm is the best app for the people who want to get easy and instant dealing of money and also for shopping. Thank you.