In taday it is very risky for carrying cash with us, it us always fear of theafs. Therefore this PAYTM wallet is very useful for us. We can carry cash with us everywhere, we can make payment through our Paytm wallet to the sellers and shopkerpers. We can take cash from our bank to Paytm wallet and can make payments through Paytm wallet . PAYTM wallet is friendly and easy to use anybody can use Paytm wallet. It give facility of paying bills and paying fees etc.