I have used the services of Paytm in India since a very long time and I am very much satisfied with this, slow delivery but its good. Paytm is the best example of this technical world. I am using PayTm for mobile recharge, bill payment and getting discounts, cashback. Paytm wallet is also good and convenience for online payment as It makes the life of this generation very easy. Only once one electronic product was worst but I raised return request they accept it and refund my amount. Nobody have to wait for doing the payments for their balance recharge and paytm makes it very easy. I am very much satisfied with their services.