There is many apps and website which offers Money transaction, online shopping, E-wallet etc. but paytm is different. This can be useful for everyone. paytm is very fast and trusted service. Customer service of paytm are better then other brand. product quality is also very good. you can pay your electricity bill, phone bill, dth recharges, you can book movie ticket, you can use it at every nearby shop. Also now a days people using it to pay for a cup of tea. you can send and receive max. 10000 rupees without submit your KYC documents. delivery time of paytm is good when compared with other brand site and apps. Paytm is available in both website and mobile app. there is no matter heard of paytm fraud so this is reliable.