I am using paytm from three years.it is mainly used for recharging of mobiles and dish tvs and electricity bills.paytm app also gives best offers for shopping also.in shopping paytm gives more offers even compared to flipcart and others.i am using paytm for recharging of mine and my family mobiles and also it gives ten percentage offer for paying money paytm for bookmyshow.in paytm mobiles and its acceleries also available.finally paytm is best one.