I think after modis decision of cancelling thouand and five hundred notes the only app that can good easy to use electronic money is no other than paytn wallet nyself I am using this app from past three years.The money can be transfered to account vary easily snd ee use that money for recharges payments etc Paytm gives us many where we can spend this money online like shopping flum ticjets booking now a days many shopping and maney other sites are guving paytm mode payment postion easy to rechage the with any debit are credit card and very easy to pay. The paytm mobile app is also available just by using our android phone we can make all paytments very easily and also there are so many ways to earn paytm cash online on few purchases also paytn giving paytm cash like on biscuits overall what I want to say is its agood and recomended app and wallet for all people of all kind wush a great sucess for paytm foundets