Great app This app is so useful. we can pay bill & recharge online. moreover we can also shop from paytm & get cash back & delivery is so fast. I ordered a product on 10 & today I received it today. I was so scared if I get a fake product as I have seen many people making videos on YouTube on paytm delivering fake products. But I received a original product & within few minutes of delivery I received my cash back. I m very happy with Paytm service Only problem is that I don' t have adhar card so I can' t do the full Kyc.