Wow! what an excellent concept. I am a new user of Paytm, First of all I searched lot of negative points of this App to make myself safe( money_ fraud) , but there is no negative points of it.
Apps layout, design is very easy to understand.
now, I can recharge my cellphone at home, electricity bill, movie tickets ( 50% cashback) , Plain Tickets, Rail, Bus Tickets, online transections, bookings etc.
Now I pay money with my mobile, I dont care if money is in my pocket or not. it is a multipurpose app which is only in an App ’PAYTM’.
use it, love it. thanks.