Paytm app is just what I need. It is the most useful app I have ever used. It is so reliable and paytm service is also very good. Now, idon’t need a wallet to keep my money. I have paytm wallet. I just went to shop choose a product and buy anything I want even I can do online shopping with it. All my mobile recharges are done through paytm only even my bills are paid through paytm. This app made me so tension free and happy.