Paytm is one of the best app for e-wallet it is very useful useful app. by this app our life has become very easy.
I am using this app since last one Year I have no problem with this app.It is very easy to use by it you can pay your electricity bill , water bill etc.
Now it become a bank now it is one of the best of option for online banking.
By it you get cashback by paying bill reacharging your mobile and dth. and you can transfer your money to your bank at 0% charge.
If you dont have any cash right now in your wallet you can easily pay with This app without any disturbance and easily. In this app we have no tension of minimum balance. we get here own QR code. in Paytm Bank you also get interest of your money.
But it need some improvment so I giving it four star.