It was going well. I was thinking it was the best deal to have paytm wallet in your phone. It eases your transactions. But the transactions sometimes doesn’t happens for 2-3days or even more. And the money involved in the transaction is also locked up. Then with the gold wallet. You need to go through hassles to check your digital gold balance, even when while selling the gold you’ll be getting lot less than your paid amount.Again, it have no password changing policy. I cannot change my password and we’ll need to call on their provided number with our registered telephone number then we may get to change our password. That is too bad. Their number isn’t even toll-free.And while transferring money from paytm wallet to bank, you’ll be charged a hasty amount of money and I haven’t seen any other transaction cost this much. People are going up they are going down, just giving out promocode( s) won’t make you a good payment platform.