Personally I started using Paytm just to recharge my phone’s talktime internet data etc and get some cash back offers or discounts but by the time I got used to paytm as a wallet I found it really convenient for me to pay bills but this is just popular for indian consumers not as big as paypal but still a good option as an online wallet. It is proving out to be a nice asset in the Digital india movment. An amazing thing is that we can sync our accounts with the paytm wallet an transfer the money back to the bank account as and when desired.