PAYTM-one of the best and revolutionary app which made the money transfer easy and its one of the step to the idea of digital india, the concept of the app is simple as it opertes as the medium between the bank and the customer, the merchant and the customer and the layout and the design of the app is cool and user friendly and is available in all major languages of india
the app has bank transfer option, mobile number transfer option and paytm has its own mall from which cool shoping can be made finially its one of the cool app