This app provides much more functions that are very useful to make online transactions in some seconds. I love the app concepts and functions . We make online shopping and pay by using paytm.The only thing make this app better is that we add money in paytm wallet from any bank account.It is easy to use easy to pay bills, make rechargesTransfer money from one wallet to another its very convienient . I am personally using this app from long time. I am doing all my recharges using paytm app. Excellent app ! I must say everyone would have this.