Paytm is good for users who uses ecommerce sites and pay online or using app. I had using paytm and it works fine but there is a problem I have facing that is the KYC process for transferring Paytm cash into my bank account. This process is for only those users who sign up App using their mail address, but users who sign up using Gmail doesnt face this problem of KYC verification process. Also Paytm had lots of offers for movie tickets, Online shopping, recharge etc. You can purchase mobile tickets, flight tickets, recharge your mobile or DTH, pay electricity bill using paytm and it gives you discount or cashback. So if you want one mobile wallet which have many features and also saves your money than Paytm is the one.