Hello people I am using paytm from 1 year this app is very usefull and genuine most important thing is app is genuine in this app we can do multiples things like we can transfer money to our bank account from paytm we can transfer money directly to some another person in some minutes customer servies of this app is good but sometimes it make problem we can also buy prodct from this app delivery time is different on different product but product on thi app is in good quality this is good way to buy and transfer money to some one thankss