Paytm basically a useful app for paying utility bills for which we sometimes get cashback offers. Instant recharge and bills can be paid from this app. I tried with shopping on Paytm on Sunday when I had heavy discounts also ordered some products but was not satisfied with the product they delivered. The delivery is on time you can say before time but products sold are pathetic. So would only like to use this app for payments of bill. Design is very good.