It’s being a digital world were everything is going online.The must application on your phone is PAYTM. I am writing about it because I have experience it. useful foe everyone and have huge amount of offers and services. everything you can do it on PAYTM from paying your electricity bill to phone bill or recharge your metro card or dth. All kind of service they provide and it’s fast and safe as well. from a pan shop to big retailers from taxi to train everywhere you can find PAYTM. If you have PAYTM you have carry your phone with a charger. no tension of taking cash out carrying multiple cards. I suggest everyone should go digital and cashless with PAYTM.