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Honestly never had issue but when I do its sorted very quick within a day what most people don’t know is that when they contact customwr service a auto reply email is sent if that don’t help you then email back and ask for a human reply in which they do.
paypal makes it easy for me tosend money to family ans friends in othe countries, yes theirs a small charge but its a lot cheaper then my bank would charge.i love to use paytm