First of all paytm should improve their service because I have transferred money it good Stucked and second think is thet we can not send momey more then 5000Rs. Its not fair and its not good so please you want improve your service then only o can use it athervise I gone never use paytm Wallet amd also many time I have faced recharge problem transaction is completed bus recharge is not completed so you should too improve your service and this problem I have faced many time on my account. Thets reason to I have used paytm sometime.