Paytm is simplest way of transfer money and bill payment to every product for shoping for paytm in very perfect condition and safe long time easy to add money from atm card or visa card , debit card resntly your phone balance is low you will rechar simply and fastly recharg to be done in paytm , movies tiket, plain ticket easy to buck in paytm app in your mobile phone I use this app around 1 year