Friends I am using paytm from one year it is a very much helpful application.when it was launched it was only a platform for recharging DTH, Topup recharge.But now in paytm a person can do many things such as paying electricity bill, booking movie tickets, paying insurance premium. paying interest, booking bus train and flight tickets and many other online activities.It is a great place where a user can send money to another Acoount with his debit card by paying a nominal fee of 1.02 for 100 rupees transfer.Now a days it can also be used in many shops and online website for making payments and paytm is also very much secure as I have not been traped to any frauedlent activities.Friends but I suggest you to use paytm from its mobile Application as you can not use it from wesite as it is very much difficult they dont open the webpage and it is very much slow as they want to promote their mobile Application