Hlo, friends . This application is goig to be very usefull to all of us. Main feature of this application is that there is more cashback and discount offers in paytm . Thi s application is acceptable almost every where for shopping also. For online banking also this is the very nice appliction .l am also using this.i am using this from 1month only .but it give very nice result for me than others .so, I will also prefer this application for others use .as it is finest applicaion I have used