I would like to say that paytm is one of the best online payment services . Every now and then you will get some cash back, vouchers and myriad services u get on single platform. U get buy products online, book tickets, bus, flight, train, taxis. Even they have options to pay all utility bill payment with notification when your payment is due. With this single payment service u are tension free just click on the app it will automatically take you to your utility payment. I would love to say that this app is amazing. You don’t need to carry your debit or credit cards with u just remember the CVV and all done.