In now day cash less servuse is very importent and PAYTM is very good app no sorry not app but second wallet for everyone .this thing is very good to pay money to anyone who use paytm.this is slow but I like slow but good for me now I easyliy pay or recharg my mobile phone bill through it .and cash back servise is also awesome feature for everyone.but it can not for everything like a out of india system I hope it will come soon as fast paypal.
Thank you paytm.