Sometime Paytm app doesn't work because tomorrow I will trying to recharge my metrocard by my ATM card but it's doesn't work I can't recharge my metrocard it's getting failed In A Metro counter has a rush that's why I am trying to recharge by Paytm but I can't recharge my metrocard every time it's getting failed but in my account deduct 100 rupees but I don't get my recharge in Metro card the return policy is very poor they take long time you will get your money after a 14 day it's really bad thing in a Paytm they have to return my money in 15 to 20 minutes I think they have to change return policy