I started using paytm by last six months.its an very good app for payment. It doesnt carry any charges. I use paytm to pay electricity bills, phone bills, booking train ticket, making payments on the shop.
Its too easy to operate. Whatever we want is available in it like the movie and any cricket ticket. It also gives cashback.its e wallet which every one uses.we will not find any other wallet but paytm mostly everywhere.
if any problem occurs it solves the problem within 24 hours.