As per my personal experience I definitely state that Paytm is best shopping website I ever used. reason behind the same are as follows
- I used more than 5 to 6 shopping application however rate in the paytm app is low compare to other app
2.transaction with bank like add money or withdrawn money is very fast and only app give such facilities
- if I want to return my product since product is not as per my wish.i can easily return to paytm and refund service with paytm is very fast
I proudly say that I can used paytm as a bank without any fear of security