Gone are the days when you had to stand in queue at some old office to pay your bills.With a number of mobile and online payment solutions available, I recommend to all of you to use paytm due to its well integrated mobile wallet along with the many cashbacks that you can use for several things from cab services to online shopping to mobile recharge and payment of your electricity bill and much more.you can opt to permanantly discontinue paper bills and save a lot of paperwork in this approach.These are all the positive points but the most hated negative point for me is that it charges money for transferring money in bank account.It charges almost 2.02 rs. Per 100 rupees.Earlier It was 1.01 rs. Per 100.