Paytm is super have been using long back before modi ji coming itself while recharging cashback were very excellent.after that can scan payer code and u can buy at the time.
Very usefull for to recharge for mobiles, dth, booking for bus, train, movie and also useful purchase and so much wounderfull app
Now pay tm bank is available.
From dat wallet u can amount to bank itself they charge just 3 rupees for dat.
It has passbook.u can see all transactions.