Hi friend I am sharing my personal experience with Paytm. I am using paytm for 2 years. First thing is that its fees are so high. Customer service is also not good. if we talk about shopping Do not shop with paytm because order something else and send something else. Price of the product is too high. Shipping charges also high. paytm app are work very slow and website too. Delivery also late. there is no profit to become a kyc member trancastion fees are the same. Caskback writes more but giving is too low.