Paytm is really very useful app.I am using the paytm from last 4months and I am using it as my wallet and paying the dth bills, current bill, mobile recharges, for shopping, and all other payments .and it is also easy to use .just install the app create an paytm account add money from your bank account to your paytm wallet.But the app is running slow and it takes much time to transfer money .And the app is best for offers if we shop using the paytm wallet we get cash back for our order.i recommend every one to use the paytm wallet