I discovered Paytm through a google search. Since than I have been using paytm. PayTm is an excellent alternative to carrying cash . It also enables us to perform various routine payments efficiently and very easily. Transactions are carried out in a secure manner and very quickly. it is better from its counterparts in its ease to use. Its user interface is extremely easy and any one can get started almost instantly.
Only thing which I can state as its drawback is its load time. May be due to its exhaustive features, it takes time to load and sometimes freezes during transactions. But overall it a very useful site.