Hai evryone I would like to share my opinion on this appPayth is very useful for every transction for shopping and allOn the time of demonitisation this was very much helpful to people rather than roaming around bank to get the money that was very coolIt has so many features here we can shop we can also pay money for evrythingEven we can transfer from paytm to our bankPriduct like snickers givng paytm cash back also nearly half of the money that we spent on the productBut earlier there was no transcation chrges but now for the tranction of bank charges will be 2% of the total amount.Finally it is very helpful and used by many people rated as a very good app currently