Paytm

I few time ago I am users of phytm. But now I close it.something wrong occur with me than I close phytm. Follow reasons I dislike paytm:

1. This web side or apps is not wrold wide than not use in foreign countries. This not good. 2. Paytm only give offers for new users it not right. 3. I can not pay  electric bills of pgvcl.  Some time  problem in recharge of airtel operator.  Than I dislike paytm. Com. Thanks you.