Paytm app is great app. its give amazing cashback. in this app we can do mobile recharge, electric bill payment and DTH recharge. the app design is good. but in this app when we transfer money from wallet to bank it take 3% charge.concept of this app is best.custmer care service is good. but when we call to custmer care it take 5 to 10 minute to receive. now paytm app include upi. we can transfer money from bank to bank without any charge. paytm app give amazing cashback on doing upi. paytm also start pay payment bank. in this bank paytm give 4% interest on saving account balance. overall paytm is no 1 wallet in india. I will give 5 star.